Portfolio Calculator
Compare portfolio strategies: set initial investment, add monthly deposits, or model retirement withdrawals
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Portfolio Allocation
Current Allocation
Results before July 1, 2025 are from a backtest; from July 1, 2025 onward they reflect live newsletter signals.
Monthly Cash Flow Details
Click to expand/collapsePortfolio Metrics
TiltFolio Adaptive
Final Value: $1,653,788
Annualized Return: 16.4%
Volatility: 16.0%
Max Drawdown: -23.4%
Sharpe Ratio: 1.03
Sortino Ratio: 1.34
Calmar Ratio: 0.70
TiltFolio Balanced
Final Value: $117,566
Annualized Return: 7.6%
Volatility: 6.8%
Max Drawdown: -19.8%
Sharpe Ratio: 1.11
Sortino Ratio: 1.57
Calmar Ratio: 0.38
S&P 500
Final Value: $0
Annualized Return: 0.0%
Volatility: 0.0%
Max Drawdown: 0.0%
Sharpe Ratio: 0.00
Sortino Ratio: 0.00
Calmar Ratio: 0.00
Custom Portfolio - Rebalanced
Final Value: $274,817
Annualized Return: 10.4%
Volatility: 7.7%
Max Drawdown: -8.1%
Sharpe Ratio: 1.34
Sortino Ratio: 2.35
Calmar Ratio: 1.28
Annual Returns by Year
| Year | TiltFolio Adaptive | TiltFolio Balanced | S&P 500 | Custom Portfolio - Rebalanced |
|---|---|---|---|---|
| 1992 | 9.1% | 7.0% | 6.3% | 7.7% |
| 1993 | 17.2% | 13.4% | 5.4% | 13.0% |
| 1994 | 5.1% | -3.2% | 0.6% | 0.9% |
| 1995 | 34.1% | 23.9% | 10.8% | 25.4% |
| 1996 | 6.9% | 6.3% | 4.8% | 6.2% |
| 1997 | 35.6% | 11.5% | 6.6% | 20.2% |
| 1998 | 22.9% | 15.0% | 7.0% | 16.6% |
| 1999 | 28.8% | 3.3% | 3.1% | 13.5% |
| 2000 | 0.9% | 4.0% | 8.0% | 3.6% |
| 2001 | -0.2% | 0.2% | 8.4% | 1.7% |
| 2002 | 13.8% | 5.7% | 5.8% | 9.0% |
| 2003 | 27.1% | 13.0% | 1.8% | 16.4% |
| 2004 | 0.7% | 6.9% | 0.7% | 3.2% |
| 2005 | 15.3% | 6.9% | 1.5% | 9.2% |
| 2006 | 29.9% | 10.3% | 3.9% | 16.9% |
| 2007 | 24.4% | 12.8% | 7.4% | 16.4% |
| 2008 | 68.1% | 0.5% | 6.6% | 28.8% |
| 2009 | -2.0% | 7.9% | 0.4% | 2.4% |
| 2010 | 10.7% | 15.1% | 2.3% | 10.8% |
| 2011 | 32.4% | 12.2% | 1.4% | 18.1% |
| 2012 | -14.0% | 7.7% | 0.3% | -2.5% |
| 2013 | 14.2% | 0.1% | 0.2% | 5.8% |
| 2014 | 13.3% | 9.9% | 0.4% | 9.4% |
| 2015 | 7.4% | -1.3% | 0.4% | 2.5% |
| 2016 | 34.3% | 5.7% | 0.8% | 16.2% |
| 2017 | 13.8% | 11.0% | 0.3% | 10.0% |
| 2018 | 13.7% | -1.5% | 1.5% | 5.2% |
| 2019 | 17.5% | 17.6% | 3.4% | 14.7% |
| 2020 | 15.6% | 16.3% | 3.0% | 13.4% |
| 2021 | 16.3% | 6.0% | -0.7% | 8.8% |
| 2022 | 24.0% | -14.7% | -3.9% | 2.9% |
| 2023 | 13.0% | 12.1% | 4.2% | 10.9% |
| 2024 | 25.3% | 11.7% | 3.9% | 15.6% |
| 2025 | 7.1% | 12.2% | 3.5% | 8.4% |